One 97 Communications Ltd, the figure of Paytm said consolidated net income of Rs 123 crore in the region ended June 30, 2025 as against net lack of Rs 839 crore a year in the history, aided by strong lending industry and as it kept a decent lid on charges, in particular marketing and employee rate.
The company also reported an Ebitda of Rs 72 crore, in comparison to an Ebitda loss in each Q4FY25 and Q1FY25, because it benefited from working leverage, reduce marketing spends, and improved contribution margins throughout enterprise strains.
Operating sales for the area stood at Rs 1,918 crore, developing 28 % year-on-year and marginally up from Rs 1,911 crore in Q4FY25. Total earnings, which include other profits, rose to Rs 2,159 crore.
Paytm posts net profit of Rs 123 crore
Net fee sales rose 38 % year-on-year to Rs 529 crore, pushed by an increasing base of incredible subscription merchants and better fee processing economics, the company said.
Sequentially, the payments revenue remained largely stable. The number of subscription-based merchant systems rose to an all-time high of 1.3 crore for the duration of the zone. Paytm said it’s been able to reduce capital expenditure by optimising device costs and increasing area sales productivity.
Merchant loans lead growth
Paytm financial services revenue doubled year-on-year to Rs 561 crore, pushed by an increase in merchant loans, trail earnings from legacy portfolios sponsored by Default Loss Guarantee (DLG), and improved series efficiency.
While private loan disbursals also have softened amid RBI’s tighter stance on unsecured lending and DLG systems, the merchant lending business continued to develop robustly through partnerships. Compared to Q4FY25, financial services sales also saw a sequential uptick, reflecting a steady recovery and deeper credit penetration amongst MSMEs.
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