Knowing when the banks will be closed in January 2025 is important as the new year approaches. This information will help you plan your financial activities accordingly as the government has finalized major bank holidays for 2025. In January, there will be about 15 bank holidays that include weekends and region-specific celebrations.
The month starts with a bank holiday on 1 January, being New Year’s Day in many states. The regular closure is the second and fourth Saturday of every month and all Sundays. Although these holidays offer much-needed rest to bank employees, they might impact the walk-in banking business.
Here is a glimpse of the major bank holidays for January 2025:
- January 1 (Wednesday): New Year’s Day – observed in several states.
- January 6 (Monday): Guru Gobind Singh Jayanti – celebrated in parts of the country.
- January 11 (Saturday): Second Saturday and Missionary Day – statewide in Mizoram.
- January 12 (Sunday): Swami Vivekananda Jayanti – marked in West Bengal.
- January 13 (Monday): Lohri – falls on this day in Punjab and other states.
- January 14 (Tuesday): Sankranti and Pongal – falls on this day in different states.
- January 15 (Wednesday): Thiruvalluvar Day in Tamil Nadu and Tusu Puja in West Bengal and Assam.
- January 23 (Thursday): Netaji Subhas Chandra Bose Jayanti – falls on this day in various states.
- January 24 (Saturday): Fourth Saturday – nationwide holiday.
- January 26 (Sunday): Republic Day – a national holiday.
- January 30 (Thursday): Sonam Losar – celebrated in Sikkim.
Maintain Ahead of Banking Requirements
The Banks will remain closed on these holidays; but internet banking, Mobile Apps, and ATM services will be available. Certain branch-specific services would go, though. You would thus better get the dates from the bank you operate in the region.
The Reserve Bank of India is soon likely to announce its official list of holidays for the current calendar. In the meantime, use these holiday dates to prepare important stuff such as bill payments and transferring funds.
How to Save Trouble
- Schedule important transactions on non-holiday dates.
- Do routine tasks online through online banking.
- Verify holidays with your branch.
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