The RBI has approved the transfer of a record ₹2.86 lakh crore as surplus to the Central Government for the financial year 2025-26. This is one of the highest dividend payouts by the central bank.
The decision came during the 623rd meeting of the Central Board of Directors of the RBI, chaired by Governor Sanjay Malhotra in Mumbai yesterday.
RBI approve record ₹2.86 lakh crore as surplus for FY26
In a statement, the RBI reported that its gross income increased by 26.42 % during Financial Year 2025-26 compared to the previous year. Meanwhile, expenditure before risk provisions rose by 27.60 %.
The central bank said that net income before risk provisions and transfer to statutory funds was ₹3.95 lakh crore in FY26, up from ₹3.13 lakh crore in FY25. The RBI’s balance sheet also grew by 20.61 % to ₹91.97 lakh crore as of March 31 this year.
Biggest-Ever Dividend
The central bank announced it would transfer ₹1.09 lakh crore towards the Contingent Risk Buffer for FY26. It will maintain the buffer at 6.5 % of the RBI balance sheet under the revised Economic Capital Framework.
The Board reviewed both global and domestic economic conditions, including risks to the outlook, and discussed the RBI’s annual accounts for the financial year 2025-26.
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